Receivables Outsourcing (2024)

Who is Receivables Outsourcing, Inc.?

Receivables Outsourcing, Inc. (ROI) is a debt collection agency based in Timonium, Maryland. Their role involves helping companies, especially those in the healthcare sector, retrieve overdue payments. ROI was recently acquired by Cognizant, a multinational technology company.

You may see ROI listed on your credit report as a collections account. This can happen if you didn’t pay a bill.

Who does Receivables Outsourcing collect for?

Receivables Outsourcing primarily provides debt collection services to the healthcare sector, including hospitals, physicians’ groups, and other medical service providers.

Is Receivables Outsourcing legit or a scam?

Receivables Outsourcing is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Receivables Outsourcing from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Phone number: (800) 234-1357 or (410) 616-2500

Should I contact or pay Receivables Outsourcing, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Receivables Outsourcing is to work with a credit repair professional. They help remove millions of negative items every year from companies like Receivables Outsourcing, Inc. on behalf of their clients.

Will Receivables Outsourcing, Inc. sue me or garnish my wages?

Receivables Outsourcing, Inc. (ROI) does have the ability to file a lawsuit against you for unpaid debts. If they win the lawsuit, they could potentially obtain a judgment that grants them the right to garnish your wages or levy your bank account, depending on the laws in your state or jurisdiction.

However, it’s important to note that a lawsuit is often a last resort for debt collection due to the costliness and time-consuming nature of the process. ROI may instead opt to negotiate a payment plan or a settlement agreement with you.

Receivables Outsourcing, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Receivables Outsourcing, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Receivables Outsourcing, Inc. to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Receivables Outsourcing, Inc. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Receivables Outsourcing, Inc. must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Receivables Outsourcing, Inc. cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Receivables Outsourcing From Your Credit Report Today!

Credit Saint can help you dispute Receivables Outsourcing collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.